Dean’s Lister Arrested In Isabela In Suspected Credit Card Scam

A student, who happens to be a Dean’s Lister, was arrested in Isabela for being involved in a suspected credit card scam.

According to a report, the suspect was identified as Christian Salvador. Salvador, 23, is currently taking Computer Science. He was alleged to have established a fake bank website. Through this fake site, unsuspecting bank clients had their bank information stolen.

Salvador was apprehended in an apartment unit in Isabela by the authority of the Cybercrime Division of DOJ (Department of Justice) and NBI (National Bureau of Investigation). The arrest has been made based on the warrant issued by the Manila Regional Trial Court.

The report further stated that the arrest took place after the NBI obtained a complaint from one major banking company. The banking institution receives numerous complaints from clients and credit card holders whose account information was stolen from the fake bank website. The clients were being charged for a significant amount of money even though they have no idea that their credit cards were being used by the hackers.

Salvador confessed his involvement in the scam. He said allegations about him regarding the bank phishing page are all true, as well as stealing the personal information of the bank clients. Basically, the bank scam takes place after the suspect sells account information of the owners for P5,000. Moreover, there are cases where he takes advantage of the account information and buy items for his personal use.

The report confirmed that Salvador performs phishing and website penetration. Phishing is an illegal practice of sending emails claiming to be from legitimate companies to persuade  unsuspecting people to share their personal information like passwords and credit card numbers.

The authority has searched the suspect’s house and found a recently-purchased car. Salvador’s father works as a baker, while his mother is an OFW working in Lebanon as a domestic helper. The father was dismayed about his son’s “actions”. The suspect was then brought to Manila’s NBI office.

Salvador may be charged  for violating the Cybercrime Prevention Act of 2012 or the Access Device Regulation Act of 1988. His laptop and PC were also seized to be subjected for further investigation.

Learn More about Phishing Scam When Opening Suspicious Emails

Do you know what phishing is all about? This kind of activity usually involves sending false or bogus e-mails, which claim to be legitimate from a particular established business or enterprise. The intention of phishing is it attempts to complete a fraud transaction in obtaining private information for identity theft.

In most cases, the e-mail directs the user to visit the mentioned website wherein it request the person to update his or her personal information, which include the username, password, social security number and credit card or bank account numbers. Because the website looks real and legitimate to transact or do business, it is easier to capture the interest of the user to view all the available pages.

More and more people fall victim to this kind of electronic mail fraud designed to steal login details from various accounts. Just like the recent news online about LinkedIn, there are now valid members or users who are receiving email beginning with “Dear Valid LinkedIn User” and they consider this as a clear phishing scam. Although they are not yet confirming if it aims to steal login details, the company is informing its users to be more aware.

The news likewise added that a Tom’s Guide staff received an e-mail with “Important User Alert” originating from From the point of view of the company, this kind of false message is obvious and even regular users can immediately identify it. In addition to that, the origin of FSR is from Moscow and this just proved it has nothing to do with LinkedIn.

Regarding the email “Dear Valid LinkedIn User,” the company has the valid information of all its users and so when it sends important message, it will directly address it to the exact name of the person and not using this kind of title. Likewise, the message uses an inconsistent grammar from the sentence and this makes it more suspicious because it shows unimportant details.

Another very tricky issue about this fraud e-mail message is that it immediately warms the user that if he or she will not click the available link, this person will lose the privileges of using LinkedIn. This is the exact reason why it is very important to understand the exact rules when dealing with various types of fraudulent emails coming from professional scammers.

It is best to learn that online phishing happens all around the world and expert scammers easily collect personal information from their targeted victims even without their knowledge. Each day, thousands of Internet users are losing their identity and sending a lot of money to these illegal scammers. Because of this, it is important to protect ourselves against these bogus people online and learn to spot an obvious phishing scam.

As a final point, when suspicious emails become visible on our inbox, the best thing to do is not clicking on the existing links and not giving any login information. This is regardless if we access a LinkedIn account or not, we ought to be mindful on the different activities when using the Internet.